Going forward you should always monitor your credit reports from all three major consumer credit bureaus for any suspicious activity or incorrect reporting that may appear. Its absolutely free to freeze and unfreeze your credit and it wont affect your credit score.
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You can temporarily lift a freeze if youre planning to apply for credit.
Trueidentity remove freeze. After processing your credit freeze each credit reporting company will send a confirmation letter with a unique PIN personal identification number or password. Theres also an option to temporarily lift it. A credit freeze also known as a security freeze is a free and easy way to help protect yourself from identity theftYou can place a freeze online through the TransUnion Service Center with no impact to your credit score.
Once you place a freeze you can unfreeze it at any time. A credit freeze also known as a security freeze is the best way to help prevent new accounts from being opened in your name. In most states a credit freeze remains in place indefinitely until you remove it.
Putting a freeze or lock on your credit report is just one way to begin reducing your risk of identity theft.
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